Category: Home Loans

  • How To Get Pre-Approved?

    Getting pre-approved for a home loan is especially important if your are considering a home purchase. You’ll need a pre-approval letter before you can look at homes with a real estate agent in most cases. Sellers will also require a letter to be submitted with a purchase contract (offer). What paperwork will I need to get…

  • What is the Minimum Credit Score Home Loan?

    What is the Minimum Credit Score Home Loan?

    There is no minimum credit score home loan if you have a large down payment and can afford an expensive private hard money loan. Most home owner hopefuls do not have a large down payment available. You just want to get approved for a good home mortgage loan. A minimum 580 credit score will help…

  • California Home Mortgage Lending

    California borrowers can save big by refinancing a California mortgage. With one of the highest priced markets in the USA refinancing one of these high balance loans can easily save you more than $500 per month. Top Refinance programs in California Harp 2.0 Fannie Mae or Freddie Mac Streamline Refinance programs – FHA, VA, portfolio…

  • VA Home Mortgage Loans

    VA lending guide The VA Home loan program is only for veterans and their spouses. There is no down payment required which makes this an excellent first time buyer home loan program. Very much like the USDA Home Loan Program there is no monthly mortgage insurance premium and some of the closing costs can be…

  • Texas Home Loans and Refinancing

    On this page you’ll find local Texas refinancing and purchase home loan programs for first time and move up buyers. If you are a local Texas real estate agent, title company, or mortgage broker please contact us about advertising opportunities on this and other local pages. First time buyer programs for Texans USDA Rural development…