Category: Bad Credit
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Short Refinance Program
This is for borrowers who are upside down and are NOT currently financed with FHA. Short Refi / FHA Refinance of Borrowers in Negative Equity Positions • 560 Minimum credit score required • The borrower must be current on the existing mortgage to be refinanced • All borrower(s) must occupy the subject property as their…
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580 Credit Score Mortgage Guidelines How to Get Approved
Our exclusive low credit score FHA loan program can be used to purchase or refinance any home. Many improvements have been made to this Automated or manual underwriting FHA program. Minimum credit score home loan reduced to 560 with a 10% down payment. With a 580+ credit score you’ll only need 3.5% down. Florida Buyers and borrowers…
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540 Credit Score Mortgage
Update a 560 middle credit score is now required please check out our credit guide to learn how to improve your score and qualify for FHA. So what’s the catch? OK well there is just one catch you’ll need a 10% down payment and some closing cost money OR the seller can pay closing costs.…
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640 Credit Score Mortgage
640 is the magic number your credit score needs to be at or above to get a mortgage from most lenders for most mortgage loan programs. We are approved brokers with investors that will go down to a 580 credit score on their FHA home loan program. We also have Hard Money Lenders who will…
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Home Loans For People With Bad Credit
In today’s market there are many types of home loans for people with bad credit. Hard Money Loan Manually Underwritten FHA Loan 2nd Mortgage home equity loan Reverse Mortgage Loan Almost anyone with equity or a large down payment can qualify for a hard money loan. Properties that are free and clear can close really…