Category: Bad Credit
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Getting Approved for a Mortgage while in a Chapter 13 Bankruptcy Repayment Plan
Many folks don’t realize they can buy a house or refinance a home mortgage even if they are making payments on a Chapter 13 Bankruptcy or other debt consoldation repayment plan. The most important factor in that all of your plan payments have been made on time according to the schedule set up by the…
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How Do I Qualify for the FHA Back To Work Home Mortgage Loan?
The FHA Back To Work Loan program is much like qualifying for the standard FHA home loan programs. Except that you must take HUD approved housing counseling at least 30 days before you sign a contract and apply for the mortgage. You’ll need need to have recovered fully from your financial problem – bankruptcy, foreclosure,…
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Home Mortgage Loan After Short Sale Bankruptcy or a Modification
Are you wearing your key board out searching for a lender or broker that can help you after you’ve have had a short-sale, bankruptcy or loan modification? You may have been told your only option is a hard money loan, this is a great temporary or short term mortgage loan solution – But you can…
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I have bad credit, a free and clear house – Looking for a small mortgage loan – Can you help?
This is one of our most popular questions and the answer is YES if……..your free and clear property is in Florida. We have an endless supply of private money available to lend in Florida. You can borrow up to a little more than half your house’s fair market value. The next part of this question…
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Sub-prime FHA is Back Baby! AKA – FHA Portfolio Lending
They are not calling it that, now we are calling it Low Score FHA, FHA 580 Credit score loan, or “Portfolio FHA Program”. As a side not lenders are offering Gr$$n FHA discount program for high credit score borrowers. Rates below 3% fixed are possible with the Gr$$n FHA loan program. Back on topic….…